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Best Neo Credit Cards in Canada - October 2026

Compare all Neo Financial credit cards. Secured cards, no-fee options, and high cash back at partner merchants.

Cathay World Elite Mastercard – powered by Neo
Cathay World Elite® Mastercard – powered by Neo
NeoCathay Asia Miles
Annual fee
$180
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$525Total$525Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$525
Welcome offerAfter $5,000 in 3 months
Up to 35,000 miles
Apply Now

on Neo Financial's website

Features
Issuer
Neo
Network
Loyalty Program
Cathay Asia Miles
Fees and terms
Annual Fee
$180/yr
Min. annual income
$80,000+
Read full review
Rewards
Rate
Cathay Pacific flights
4x
Read full review
Neo World Elite Mastercard
Neo World Elite® Mastercard - Gas & Grocery
NeoCash BackFirst-Year Annual Fee Rebate
Annual feeNo annual fee the first year
$0 $149
Our valuationMilesopedia first-year estimate First-year valueAnnual fee rebated$149Total$149Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$149
Welcome offer$149 annual fee rebated
First Year Annual Fee Rebate
Apply Now

on Neo Financial's website

Features
Issuer
Neo
Network
Loyalty Program
Cash Back
Fees and terms
Annual Fee
$149/yr
Min. annual income
$80,000+
Read full review
Rewards
Rate
Groceries
5x
Bills & recurring payments
4x
Gas & EV
3x
Read full review
United MileagePlus Neo World Elite Mastercard
United® MileagePlus® Neo World Elite® Mastercard
NeoUnited MileagePlus
Annual fee
$89
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$320Total$320Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$320
Welcome offerAfter $3,000 in 3 months
Up to 20,000 miles
Apply Now

on Neo Financial's website

Features
Issuer
Neo
Network
Loyalty Program
United MileagePlus
Fees and terms
Annual Fee
$89/yr
Min. annual income
$80,000+
Read full review
Rewards
Rate
United flights
1.25x
Groceries
1x
Restaurants
1x
Read full review
Neo World Elite Mastercard
Neo World Elite® Mastercard - Everywhere
NeoCash BackFirst-Year Annual Fee Rebate
Annual feeNo annual fee the first year
$0 $149
Our valuationMilesopedia first-year estimate First-year valueAnnual fee rebated$149Total$149Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$149
Welcome offer$149 annual fee rebated
First Year Annual Fee Rebate
Apply Now

on Neo Financial's website

Features
Issuer
Neo
Network
Loyalty Program
Cash Back
Fees and terms
Annual Fee
$149/yr
Min. annual income
$80,000+
Read full review
Neo World Elite Mastercard
Neo World Elite® Mastercard - Shop & Dine
NeoCash BackFirst-Year Annual Fee Rebate
Annual feeNo annual fee the first year
$0 $149
Our valuationMilesopedia first-year estimate First-year valueAnnual fee rebated$149Total$149Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$149
Welcome offer$149 annual fee rebated
First Year Annual Fee Rebate
Apply Now

on Neo Financial's website

Features
Issuer
Neo
Network
Loyalty Program
Cash Back
Fees and terms
Annual Fee
$149/yr
Min. annual income
$80,000+
Read full review
Rewards
Rate
Restaurants
5x
Online purchases
3x
Office
3x
Read full review
Neo Money Card
Neo Money Card
NeoCash Back
Annual fee
$0
Welcome offer
No current welcome offer
Apply Now

on Neo Financial's website

Features
Issuer
Neo
Network
Loyalty Program
Cash Back
Fees and terms
Annual Fee
$0
Min. annual income
—
Read full review
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